THE FAVOUR

Iain Rathbone has spent his whole life making sure nobody has a claim on him.

He founded Ardwyn Capital, a litigation-funding firm, on one rule: fund the fight, take the cut, and owe nothing to anyone, ever. He pays before the bill arrives. He refuses lifts, gifts and favours on principle. He keeps eleven years of paid receipts in a drawer he never opens — proof that he has never once let a debt outlive an afternoon.

Frankie Doyle runs her life on the opposite rule.

From two rooms in a converted bookmaker’s on Tottenham High Road, she hands out advice, bus fares and cups of tea to anyone who needs them, and refuses every single thing offered back. She writes a receipt for everything, so that nothing is ever left owing — because the one thing Frankie Doyle cannot survive is being known, again, as somebody’s debt.

When Ardwyn agrees to fund Frankie’s biggest case — sixty-one people against a doorstep lender who bled them dry — the two of them sign a contract worth nothing on paper. No fee. No price. No way for either of them to settle up and walk away.

It should be simple. It isn’t. Because eighteen months before they ever met, Iain quietly bought the debt secured against Frankie’s own flat — and never told her.

Now he has to work out what he’s willing to lose to keep the one thing his money can’t buy: being owed to. And she has to decide whether the man who’s been holding her secret can ever be anything but her creditor.

THE FAVOUR is Book 6 in LONDON BILLIONAIRES, the interconnected London romance series where every book is about the one thing an extraordinarily wealthy person cannot buy. A full, earned HEA — no cliffhanger, no love triangle, no rescue by cheque.